This material has been prepared for general information purposes only and not as specific advice to any particular person. It is not intended to be, nor should it be read as specific personal investment or risk advice. Any advice contained in this document has not taken into account any person’s investment objectives, financial situation and particular needs. Before making any investment decision based on this information, you should consider seeking professional advice and whether this information is appropriate to your particular investment needs, objectives and financial circumstances. Although every effort has been made to verify the accuracy of the information contained in this presentation, Henderson Matusch Pty Ltd, its officers, employees and agents disclaim all liability (except for any liability which by law cannot be excluded), for any error, inaccuracy, or omission from the information contained in this document or any loss or damage suffered by any person directly or indirectly through relying on this information.